We use Stripe to process your payments. While most major banks support Instant Pay, some smaller banks, prepaid cards, or credit unions may not support receiving funds instantly.
If your bank does not support Instant Pay, you can still receive your money via Standard Pay (1-2 business days).
You can check if your specific bank or card is compatible by viewing the official lists below.
1. Checking your Debit Card 💳
Debit cards generally have the highest success rate for Instant Pay.
How to read this list:
Click the link above and scroll down to the "US" section.
Find your bank in the list.
Look at the column labeled "Instant Payouts support."
If it says All or Some, your card likely supports Instant Pay.
If it says None, you must use Standard Pay.
2. Checking your Bank Account 🏦
If you are connecting a bank account directly (using your routing and account number) instead of a debit card:
How to read this list:
Click the link above.
Find your bank in the table.
Look at the column labeled "Instant Payouts support."
If it says Yes, your bank supports instant transfers.
If it says No, transfers to this bank will take 1-2 business days.
❓ Frequently Asked Questions
What if my bank isn't on the list? The lists above cover the largest institutions. If your bank is not listed, it is best to assume they do not support Instant Pay. You can try to cash out, but if it fails or takes longer than expected, please switch to Standard Pay.
My bank says "Yes" but it didn't work. Why? Sometimes, even if a bank supports Instant Pay, specific account types (like Savings accounts or "Junior" accounts) may have restrictions. We recommend using a Checking Account or a standard Debit Card for the best results.